TW Morgan Insurance Services provides customized options for Apartment building owners
TW Morgan Insurance Services Apartment Owner's Package enables you to choose tailored coverage for your property and business needs. Contact us today at 503-245-3345 for a comprehensive comparison of your current policy.
Selecting the right apartment building insurance for your unique needs is one of the most important decisions an owner has to make. With so many providers offering so many options, we understand that the process can be confusing. As a result, many apartment building owners end up with too much or too little coverage. At T.W. Morgan Insurance Services, our agents will take the guesswork out of buying apartment building insurance.
Instead of trying to present ‘cookie-cutter’ solutions that may or may not meet our clients' needs, our agents take the time necessary to truly understand each unique situation and then work diligently to develop solutions that meet those needs.
As an independent broker, we have access to a number of well credited insurers able to provide our customers with customized solutions that offer excellent coverage while finding ways to keep the premiums competitive.
As owners ourselves, we understand how the bottom line affects a property. We have partnered with certain carriers to develop specialized programs (exclusively available to our clients) for difficult to insure properties, locations and the earthquake prone areas of the West Coast.
Popular insurance coverage for Apartment owners
Business Property
You need coverage for the unexpected, whether it is theft, fire or a windstorm. If your building is damaged or if your office contents, such as tenant leases and paperwork, are destroyed or stolen, it may be impossible to house tenants or manage their concerns. Business Property insurance helps you protect the building, equipment and income you rely on each day.
Business Liability
Anyone who comes into your apartment location can file a claim or lawsuit for accidents, mistakes or injuries involving you or your employees. Business Liability insurance for your apartment complex covers you in case of accidents or mistakes that may occur on premises, including a slip and fall.
Business Crime
Insurance coverage for your apartment building to help you with losses resulting from wrongdoing like theft, forgery or robbery by an employee or other third party. Business Crime insurance includes coverage for things like vandalism and employee dishonesty.
Building Ordinance
Building Ordinance Coverage covers the increased cost to comply with a building ordinance or law when you repair or remodel the building after a natural disaster or other catastrophe.
Earthquake Insurance
Earthquake coverage with deductibles of 5%, 10% 15% or 20% of the dwelling or building.
Landslide / Earth movement
Can be purchased in combination with Earthquake and or Flood insurance and is available with various deductibles to select from. Yes we do offer this policy on a separate contract to cover a landslide movement that may have damage your building.
Contact TW Morgan Insurance Services today at 503-245-3345 today to learn more about our apartment building insurance solutions. In most cases, we can offer a solution that provides better coverage at a lower premium than your present coverage. Let us provide you with a custom commercial insurance today!
Consider us for your other commercial insurance needs such as Multifamily, Commercial - Offices, Industrial / Retail, Hospitality, Condominium Association Insurance and Builder’s Risk